The Personal Finance Blog

Welcome to the February 2, 2010 edition of personal finance.

Annette Berlin presents Reu$e And Save Series: Plastic Bags posted at Stuff With A Purpose, saying, “Because plastic bags are not biodegradable, I try to avoid them whenever possible. When they can’t be avoided, I try to at least reuse them. Here are ten ways I utilize plastic bags a second time.”

Diane Steward presents Ultimate Guide To Dividend ETFs: How To Find A High Dividend ETF posted at ETFdb.

PT presents 2010 Roth IRA Conversion Rules posted at Prime Time Money.

Austin Morgan presents How Understanding Your Credit Score Can Save You $100,000 posted at Foreigners Finances, saying, “A look at what makes up a credit score, the difference between a report and score, and why learning about your credit score will save you huge amounts of money in the next 25 years.”

Matthew Paulson presents Stricter Guidelines Being Announced for FHA Mortgage posted at American Consumer News.

MatthewPaulson presents Tips for Breaking Your Spending Habit posted at Fine-Tuned Finances.

Dave Kauppi presents How Business Buyers Value Your Business – Ten Key Factors posted at Business Broker Chicago, saying, “If you are considering selling your business this article will help you evaluate your company as a strategic acquirer might. From that perspective it pays to focus on ten critical areas of value creation.”

Madeleine Begun Kane presents Dear IRS posted at Mad Kane’s Humor Blog, saying, “tax humor”

Billeater presents Catch 22 of Working from Home to Save Money posted at Billeater.

Bankruptcy

Kaushik Chokshi presents Are you unemployed – Lost your job? – Worried about your job? Laid off? Not finding a job? Do you have anxiety about the financial crisis? posted at Beyond Karma, saying, “Lost your job?”

Debt

MoneyNing presents 0% Credit Card Basics – The Difference Between 0% Purchase and 0% Balance Transfer Credit Cards posted at Money Ning, saying, “Know the difference between the two 0% credit cards so you know which card to choose for maximum benefit.”

CreditCardAssist presents Negotiating Payment Alternative Options with Your Creditors posted at Credit Card Assist, saying, “A few alternative payment options to consider for negotiating your debt burden with creditors.”

Financialbondage.org presents How to get out of debt posted at FinancialBondage.org.

MDP presents 7 Ways to Fix Your Credit After a Foreclosure posted at My Dollar Plan.

oneadvice presents Single Parents Debt Advice posted at One Advice, saying, “Sometime money can be a struggle for single parents. But knowing how to make the most of single parents debt advice means that you can be back in control of yoru finances…”

Financial Planning

Sampson presents Planning your health insurance wont bankrupt the industry posted at HEALTH INSURANCE.

Consumer Boomer presents Dollar Cost Average Your Way to a Successful Retirement posted at Consumer Boomer.

Jeff Rose presents Choosing Between Traditional Vs. Roth 401ks posted at Jeff Rose.

BWL presents The 10 best choices for financial software posted at Christian Personal Finance, saying, “These are some of the 10 best options for personal finance software…”

James The Travele r presents Billions In Grant Money Given Out posted at Free Government Grant Money, saying, “Grants From Government Can Help Your Personal Finance.”

B Simple presents Simple Personal Financial Tip – Disaster Plan posted at Simple Financial Lifestyle.

2 Cents presents How to Make a Budget: Your One-Stop Shop posted at Balance Junkie, saying, “Hi, This article provides a summary of some of the different approaches to budgeting out there and invites readers to customize their own. Thanks! 2 Cents”

Lazy Man and Money presents Seven Things You Must Do to Prepare for An Emergency posted at Lazy Man and Money.

Mac Lover presents The Best iPhone Money Apps Out There posted at MacNation.

Patrick @ Military Money presents Which Types of Insurance Do You Really Need? posted at Military Finance Network, saying, “A list of the types of insurance you really need, including tips on how to determine how much to buy or how to save money.”

Consumer Boomer presents Should You Annuitize with an Immediate Annuity? posted at Consumer Boomer.

Frank Goley presents Small Business Finance: Equity, Debt, Cash Flow and IPO posted at Business Success Strategies, saying, “The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed.”

David presents » How to Cancel a Credit Card posted at Credit Card Offers IQ.

The Debtress presents Vacationing on a Budget: Plan Ahead posted at - The Debtress Blog -, saying, “Looking for a way to save money this year? Start planning your vacation budget now. Don’t let surprise costs ruin your fun!”

Investing

Rita presents Investing In Precious Metals posted at Bad Lizard’s Reptilian Wisdom, saying, “Insights and information about precious metals investing.”

20smoney presents Is The Stock Market Bottom Still To Come? posted at 20s Money, saying, “A look at why some theories say that the stock market has a drop in the near future.”

Kirsten Korosec presents Are Cars a Dying Technology? posted at WeSeed Blog.

Frank Goley presents Strategic Planning for Business Success posted at Business Success Strategies, saying, “The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed.”

blog.brooklynposh.com presents Saving & Spending posted at the brooklyn posh blog, saying, “the 20 year old guide to safe investing”

BeaBu presents Are You a Bear or a Bull? Or a BeaBu? | BeaBu posted at BeaBu.com, saying, “Investors, short sellers, and the others – why you should trade on both sides. BeaBu.com is a blog about risk taking, macro trading, and alternative investments.”

Four Pillars presents Roth IRA Contribution Limits For 2010 posted at Quest For Four Pillars, saying, “2010 Roth IRA contribution limits.”

Making Money

nissim ziv presents Top Executive Search Firms – Executive Job Search Sites & Services posted at Job Interview Guide, saying, “One of the best ways to conduct highly targeted job search (and to gain credibility with employers and recruiters) is to register the executive job search services online.”

Marnie Doyle presents How to Find Your Life’s Passion posted at S.O.S. Your Life–Simplify. Organize. Streamline..

Online Dividends presents New Chase $200 Bonus posted at Blogging Banks, saying, “You can get a $200 bank bonus if you open a Chase Business Checking account by January 30, 2010. Check offer below for more details:”

KCLau presents Focus: Achieving Goals posted at KCLau’s Money Tips, saying, “A guest post by Sayeed, a senior manager in a large MNC in Penang on how he achieved his financial goals”

Real Estate

James Staine presents New FHA Rules! (how does this effect Portland?) posted at Oregon Mortgage Blog, saying, “Federal Housing Administration is planning to introduce new rules by increasing its cash position and lower its risk profile for about a year. This increase will affect the down payment, as the first payment amount changed by FHA would increase from 3.5% to 5% down. This increase will affect the down payment, as the first payment amount changed by FHA.”

Peak Personal Finance presents How Much Mortgage Can You Afford? posted at Peak Personal Finance, saying, “Keep these extra costs in mind when shopping for a house.”

Saving Money

presents Best Auto Insurance Companies in the United States Top 10 posted at Home Life Weekly, saying, “As we all know auto insurance is something that we really all need, however the cheapest quote is not always the best auto insurance quote in the long term. Especially when you have to make a claim. Only when you have paid you insurance do these problems come to light. So here is a top 10 auto insurance companies which perform best overall”

MDP presents Savings: Starting from Scratch posted at My Dollar Plan.

Lovelymary presents 100 Extreme Ways to Save Serious Money posted at Accounting Degree.com.

Darryl Holland presents Why You Should Care About Your Credit Scores posted at Credit Secrets Revealed By Darryl, saying, “Learn to improve your credit score by up to 247 points in the next 90 days.Soon you will be able to proudly run a credit check with no shame.Stop paying more interest for your loans and credit cards.Start getting those low interest rate loans that you deserve.The Credit Secrets Revealed ebook will help you solve your credit problems.”

Sun presents Saving for College? Consider the Coverdell posted at The Sun’s Financial Diary.

Mr Credit Card presents American Eagle Credit Card Review posted at Ask Mr Credit Card, saying, “This post shows how you can save 5% at American Eagle Outfitters with a credit card.”

HighestCDrates presents What is a Certificate of Deposit? posted at Highest CD Rates Info, saying, “A certificate of deposit can be a stable addition to any portfolio.”

Abigail Perry presents i pick up pennies: Should you correct others’ mistakes? posted at i pick up pennies, saying, “Cashiers sometimes make mistakes in our favor. Often, we let these things slide. Where’s the line? When would you point out the error?”

Sue presents What is the price of a smile? posted at Motherhood101Aplus, saying, “How to plan a party without breaking the bank.”

Big Cajun Man presents Adventures in Car Buying (or Now that is Chutzpah!) posted at Canadian Personal Finance Blog, saying, “Sometimes saving money by spending a little money is a good thing.”

Credit Shout presents Best American Express Travel Rewards Card posted at CreditShout.

BankShout presents How To: Maximize FDIC Coverage | BankShout posted at BankShout.

ATP presents Frugal Living posted at BLOGGING MY WAY OUT OF THE RAT RACE.

Anastasia presents 6 Easy Steps to Save Quicker posted at LIVING ON A BUDGET.

Big Cajun Man presents Do You Have a Financial GPS? posted at Canadian Personal Finance Blog, saying, “Do you need a financial GPS?”

That concludes this edition. Submit your blog article to the next edition of personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: personal finance, blog carnival.