Welcome to the February 16, 2010 edition of personal finance.

Bankruptcy

Honeypurple presents 100 Important Personal Finance Posts for Women posted at Accounting Degree.com.

Debt

oneadvice presents Is an IVA Right for me? Solve Debt Problems with IVA posted at One Advice, saying, “Does the range of debt solutions seem confusing, not sure which one is right for you? UK legislation means that you could be debt free in as little as 60 months with an IVA…”

Ben Dinsmore presents How My Family and I Paid Off $90,415 of Consumer Debt In Two Years: Part 6 posted at Trees Full of Money, saying, “Part six of my family’s debt success story in which we paid off over $90,000 in less than two years!”

Financialbondage.org presents Reasons why credit card companies work so hard to get us involved posted at FinancialBondage.org, saying, “credit cards are a bad idea.”

Financial Planning

Sandra Lopez presents The Heaviest Price Tags In Higher Education posted at Online Colleges.net.

nissim ziv presents Job Interview Questions and Answers posted at Job Interview Guide, saying, “Anticipating the job interview questions is one of the best ways to get ready for an interview. Getting ready for an interview requires homework, but the hours of prep time will be worth it. Your answers for any interview questions are taken into consideration by the interviewer.”

Consumer Boomer presents Term Life Life Insurance is Cheap to Buy posted at Consumer Boomer.

Peak Personal Finance presents Advantage of Having a Tax Professional Do Your Taxes posted at Peak Personal Finance, saying, “Sometimes it makes sense to hire a professional!”

jim presents Best Free Checking Accounts posted at Blueprint for Financial Prosperity.

Four Pillars presents Complete Tax Return Myself Or Should I Hire An Accountant? posted at Quest For Four Pillars, saying, “Pros and cons of doing your own income tax return or hire an accountant.”

FIRE Getters presents A Simple Budget That Works? posted at FIRE Finance.

Investing

Madeleine Begun Kane presents Wall Street Woes posted at Mad Kane’s Humor Blog, saying, “wall street humor.”

mmresources presents Rehab Loan Terms posted at ZuliaNet.com, saying, “Fix and flip investing is a hot trend these days, but many don’t understand the financing of these types of transactions. We look at some key terms you should understand if you are going to enter this market.”

Leslie Yoelson presents Ultimate Guide To Biotech ETFs posted at ETFdb, saying, “ETF investors looking to gain exposure to the biotech sector have a number of options to consider–five to be exact. While there are some similarities between these funds, there are also some significant differences that result in unique risk and return profiles and diverging returns. In this article, we profile each of the ETF options, highlighting the pros and cons of each.”

Debt Hawk presents Best CD Rates ? Best 36 Month CD Rates posted at Best CD Rates, saying, “With long term CDs, you get the best CD rates”

Patty Pedersen presents Fidelity Investments Offers Free ETF Trading posted at AlphaProfit MoneyMatters – Investing Blog, saying, “Following Schwab’s move, Fidelity is offering free trades on a wide range of ETFs. This article explains how can investors can prudently you use free trading of ETF to their advantage.”

MoneyEnergy presents Ex-Dividend Date and Record Date Explained posted at MoneyEnergy, saying, “These two terms have confused me for a long time, so it’s a good time to finally get clear on the difference.”

Making Money

Limas presents How to make my blog profitable posted at Lima’s personal developmen.

KCLau presents Economic Outpatient Care posted at KCLau’s Money Tips, saying, “Economic Outpatient Care“ or EOC from the book “The Millionaire Next Door” by Thomas J. Stanley and William D. Danko.”

Medhat Youssef presents job from home – Work from home jobs posted at 10 best home based businesses.

Deb Bixler presents Sales Technique-Direct Sales Marketing posted at Direct Sales / MLM Cash Flow, saying, “Don’t take the art out of sales! Comments welcome!”

Tom Tessin presents 3 Ways to Find Missing Money posted at FSC Blog, saying, “Think you have some missing money out there? Here are some tips you can use today to potentially find it.”

Real Estate

James Adair presents What is up with the new Good Faith Estimate? posted at Oregon Mortgage Blog, saying, “Visit the Oregon Mortgage Blog to know about the current trends concerning the good faith estimate.”

Peak Personal Finance presents 3 Things to Ask Yourself When You Refinance | Peak Personal Finance posted at Peak Personal Finance, saying, “Keep these tips in mind if you are thinking of refinancing.”

Saving Money

Sun presents Be Your Budget’s Best Advocate posted at The Sun’s Financial Diary.

oneadvice presents Credit Crunch Spending Ideas to Keep posted at One Advice, saying, “The credit crunch is over, or so we are led to believe! But don’t let your frugal skills go out of the window just yet. Here are some credit crunch spending ideas you should keep…”

MatthewPaulson presents Avoid Getting Ripped Off By Scams posted at Fine-Tuned Finances.

That concludes this edition. Submit your blog article to the next edition of personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: personal finance, blog carnival.

Share |

Welcome to the February 2, 2010 edition of personal finance.

Annette Berlin presents Reu$e And Save Series: Plastic Bags posted at Stuff With A Purpose, saying, “Because plastic bags are not biodegradable, I try to avoid them whenever possible. When they can’t be avoided, I try to at least reuse them. Here are ten ways I utilize plastic bags a second time.”

Diane Steward presents Ultimate Guide To Dividend ETFs: How To Find A High Dividend ETF posted at ETFdb.

PT presents 2010 Roth IRA Conversion Rules posted at Prime Time Money.

Austin Morgan presents How Understanding Your Credit Score Can Save You $100,000 posted at Foreigners Finances, saying, “A look at what makes up a credit score, the difference between a report and score, and why learning about your credit score will save you huge amounts of money in the next 25 years.”

Matthew Paulson presents Stricter Guidelines Being Announced for FHA Mortgage posted at American Consumer News.

MatthewPaulson presents Tips for Breaking Your Spending Habit posted at Fine-Tuned Finances.

Dave Kauppi presents How Business Buyers Value Your Business – Ten Key Factors posted at Business Broker Chicago, saying, “If you are considering selling your business this article will help you evaluate your company as a strategic acquirer might. From that perspective it pays to focus on ten critical areas of value creation.”

Madeleine Begun Kane presents Dear IRS posted at Mad Kane’s Humor Blog, saying, “tax humor”

Billeater presents Catch 22 of Working from Home to Save Money posted at Billeater.

Bankruptcy

Kaushik Chokshi presents Are you unemployed – Lost your job? – Worried about your job? Laid off? Not finding a job? Do you have anxiety about the financial crisis? posted at Beyond Karma, saying, “Lost your job?”

Debt

MoneyNing presents 0% Credit Card Basics – The Difference Between 0% Purchase and 0% Balance Transfer Credit Cards posted at Money Ning, saying, “Know the difference between the two 0% credit cards so you know which card to choose for maximum benefit.”

CreditCardAssist presents Negotiating Payment Alternative Options with Your Creditors posted at Credit Card Assist, saying, “A few alternative payment options to consider for negotiating your debt burden with creditors.”

Financialbondage.org presents How to get out of debt posted at FinancialBondage.org.

MDP presents 7 Ways to Fix Your Credit After a Foreclosure posted at My Dollar Plan.

oneadvice presents Single Parents Debt Advice posted at One Advice, saying, “Sometime money can be a struggle for single parents. But knowing how to make the most of single parents debt advice means that you can be back in control of yoru finances…”

Financial Planning

Sampson presents Planning your health insurance wont bankrupt the industry posted at HEALTH INSURANCE.

Consumer Boomer presents Dollar Cost Average Your Way to a Successful Retirement posted at Consumer Boomer.

Jeff Rose presents Choosing Between Traditional Vs. Roth 401ks posted at Jeff Rose.

BWL presents The 10 best choices for financial software posted at Christian Personal Finance, saying, “These are some of the 10 best options for personal finance software…”

James The Travele r presents Billions In Grant Money Given Out posted at Free Government Grant Money, saying, “Grants From Government Can Help Your Personal Finance.”

B Simple presents Simple Personal Financial Tip – Disaster Plan posted at Simple Financial Lifestyle.

2 Cents presents How to Make a Budget: Your One-Stop Shop posted at Balance Junkie, saying, “Hi, This article provides a summary of some of the different approaches to budgeting out there and invites readers to customize their own. Thanks! 2 Cents”

Lazy Man and Money presents Seven Things You Must Do to Prepare for An Emergency posted at Lazy Man and Money.

Mac Lover presents The Best iPhone Money Apps Out There posted at MacNation.

Patrick @ Military Money presents Which Types of Insurance Do You Really Need? posted at Military Finance Network, saying, “A list of the types of insurance you really need, including tips on how to determine how much to buy or how to save money.”

Consumer Boomer presents Should You Annuitize with an Immediate Annuity? posted at Consumer Boomer.

Frank Goley presents Small Business Finance: Equity, Debt, Cash Flow and IPO posted at Business Success Strategies, saying, “The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed.”

David presents » How to Cancel a Credit Card posted at Credit Card Offers IQ.

The Debtress presents Vacationing on a Budget: Plan Ahead posted at - The Debtress Blog -, saying, “Looking for a way to save money this year? Start planning your vacation budget now. Don’t let surprise costs ruin your fun!”

Investing

Rita presents Investing In Precious Metals posted at Bad Lizard’s Reptilian Wisdom, saying, “Insights and information about precious metals investing.”

20smoney presents Is The Stock Market Bottom Still To Come? posted at 20s Money, saying, “A look at why some theories say that the stock market has a drop in the near future.”

Kirsten Korosec presents Are Cars a Dying Technology? posted at WeSeed Blog.

Frank Goley presents Strategic Planning for Business Success posted at Business Success Strategies, saying, “The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed.”

blog.brooklynposh.com presents Saving & Spending posted at the brooklyn posh blog, saying, “the 20 year old guide to safe investing”

BeaBu presents Are You a Bear or a Bull? Or a BeaBu? | BeaBu posted at BeaBu.com, saying, “Investors, short sellers, and the others – why you should trade on both sides. BeaBu.com is a blog about risk taking, macro trading, and alternative investments.”

Four Pillars presents Roth IRA Contribution Limits For 2010 posted at Quest For Four Pillars, saying, “2010 Roth IRA contribution limits.”

Making Money

nissim ziv presents Top Executive Search Firms – Executive Job Search Sites & Services posted at Job Interview Guide, saying, “One of the best ways to conduct highly targeted job search (and to gain credibility with employers and recruiters) is to register the executive job search services online.”

Marnie Doyle presents How to Find Your Life’s Passion posted at S.O.S. Your Life–Simplify. Organize. Streamline..

Online Dividends presents New Chase $200 Bonus posted at Blogging Banks, saying, “You can get a $200 bank bonus if you open a Chase Business Checking account by January 30, 2010. Check offer below for more details:”

KCLau presents Focus: Achieving Goals posted at KCLau’s Money Tips, saying, “A guest post by Sayeed, a senior manager in a large MNC in Penang on how he achieved his financial goals”

Real Estate

James Staine presents New FHA Rules! (how does this effect Portland?) posted at Oregon Mortgage Blog, saying, “Federal Housing Administration is planning to introduce new rules by increasing its cash position and lower its risk profile for about a year. This increase will affect the down payment, as the first payment amount changed by FHA would increase from 3.5% to 5% down. This increase will affect the down payment, as the first payment amount changed by FHA.”

Peak Personal Finance presents How Much Mortgage Can You Afford? posted at Peak Personal Finance, saying, “Keep these extra costs in mind when shopping for a house.”

Saving Money

presents Best Auto Insurance Companies in the United States Top 10 posted at Home Life Weekly, saying, “As we all know auto insurance is something that we really all need, however the cheapest quote is not always the best auto insurance quote in the long term. Especially when you have to make a claim. Only when you have paid you insurance do these problems come to light. So here is a top 10 auto insurance companies which perform best overall”

MDP presents Savings: Starting from Scratch posted at My Dollar Plan.

Lovelymary presents 100 Extreme Ways to Save Serious Money posted at Accounting Degree.com.

Darryl Holland presents Why You Should Care About Your Credit Scores posted at Credit Secrets Revealed By Darryl, saying, “Learn to improve your credit score by up to 247 points in the next 90 days.Soon you will be able to proudly run a credit check with no shame.Stop paying more interest for your loans and credit cards.Start getting those low interest rate loans that you deserve.The Credit Secrets Revealed ebook will help you solve your credit problems.”

Sun presents Saving for College? Consider the Coverdell posted at The Sun’s Financial Diary.

Mr Credit Card presents American Eagle Credit Card Review posted at Ask Mr Credit Card, saying, “This post shows how you can save 5% at American Eagle Outfitters with a credit card.”

HighestCDrates presents What is a Certificate of Deposit? posted at Highest CD Rates Info, saying, “A certificate of deposit can be a stable addition to any portfolio.”

Abigail Perry presents i pick up pennies: Should you correct others’ mistakes? posted at i pick up pennies, saying, “Cashiers sometimes make mistakes in our favor. Often, we let these things slide. Where’s the line? When would you point out the error?”

Sue presents What is the price of a smile? posted at Motherhood101Aplus, saying, “How to plan a party without breaking the bank.”

Big Cajun Man presents Adventures in Car Buying (or Now that is Chutzpah!) posted at Canadian Personal Finance Blog, saying, “Sometimes saving money by spending a little money is a good thing.”

Credit Shout presents Best American Express Travel Rewards Card posted at CreditShout.

BankShout presents How To: Maximize FDIC Coverage | BankShout posted at BankShout.

ATP presents Frugal Living posted at BLOGGING MY WAY OUT OF THE RAT RACE.

Anastasia presents 6 Easy Steps to Save Quicker posted at LIVING ON A BUDGET.

Big Cajun Man presents Do You Have a Financial GPS? posted at Canadian Personal Finance Blog, saying, “Do you need a financial GPS?”

That concludes this edition. Submit your blog article to the next edition of personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: personal finance, blog carnival.

Welcome to the January 19, 2010 edition of personal finance.

Debt

Madeleine Begun Kane presents Loan Poem posted at Mad Kane’s Humor Blog.

SpendOnLife.com presents Don’t Flush Your Credit Down the Drain posted at SpendOnLife, saying, “This is a visual graphic to show what can happen when you stop paying your credit card bill.”

Financial Planning

DaveOzment presents 2009 : A Year In Thanks posted at Do You Dave Ramsey?, saying, “I appreciate your consideration! Dave”

Kevin Blank presents Use your 401k to Finance your Business posted at More than Franchises, saying, “Use your 401k funds to finance your business.”

David de Souza presents Tax Rebate Scam Emails Continue – Beware - posted at UK Tax Blog, saying, “Beware of a new round of scam Emails being sent to people warning of unreported income. Whatever you do, do not press on any links within these Emails.”

nissim ziv presents Online: Career Assessment Test : Top Career Assessment Tool in the Market posted at Job Interview Guide, saying, “The purpose of a professional career assessment is to have a clear written career vision – a career aspiration and a better understanding of how you operate. After almost a month of online research looking for an effective career assessment product for my readers, I finally landed on a one-of-a-kind tool – the YSN Career Assessment.”

Roshawn Watson presents Thoughts on Escaping The Rat Race posted at Watson Inc, saying, “Do you yearn to be free…really free? What would you do if money was not a limitation? Perhaps the primary reason for increasing your financial literacy is so you may indeed escape the rat race.”

The Dough Roller presents Blue American Express | 5% Cash Back | 0% APR for 12 Months posted at The Dough Roller.

David presents Is the American DreamCard a Scam? posted at Credit Card Offers IQ.

emancave presents Living on a budget made easier with Mint.com posted at e-ManCave.com.

Investing

Aussie Investor presents Best Shares To Buy In 2010 posted at Australian Investing, saying, “Buying shares over the past couple of years has certainly been a hair-raising experience for most of us. It’s been an extraordinary roller coaster ride. So how do we restore our investment portfolios back to their former glory? In this post, the author offers some tips to help you find the best shares to buy for 2010.”

KevinFCC presents Is Buy & Hold Investing Still Relevant? posted at Simple Financial Freedom, saying, “A look at buy and hold investing, how it became so popular, and some potential alternative investing approaches.”

Making Money

Wenchypoo presents This Just In: The Permanent Temporary Work Force (L-O-N-G) posted at Wisdom From Wenchypoo’s Mental Wastebasket, saying, “Freelancing, temp work , and contracting are going to be the main places for employment, and none of these offer benefits or any other “luxuries” that a 9-to-5 office job would. We’ll have to learn to survive on our own merits to be able to afford vital insurances, and this will take planning. In addition to wearing the “worker” hat, you will also have to wear the “financial pro” hat as you figure out how to stretch many small paychecks into one solid plan for yourself. The old days of employment style are gone and not coming back unless you’re union.”

Ed presents Making Money Online posted at PersonGrow.

Sam presents NEW !! Job Interview Tips and Questions. Get the Job You Want. Job Interview Tips and Skills. ! Surfer Sam posted at Surfer Sam and Friends, saying, “Thanks for including my article. Here’s an excerpt… How to Prepare for a Job Interview Get the Job You Want With These Successful Tips Lucky you. You’ve been invited to interview for a good job. Prepare for the job interview with these tips and put your best foot forward. You can get the job you want. Think of the job interview as a theatrical audition. This meeting is not a time for improvisation. You need solid preparation to show yourself in your best light. Know what you are going to say before you go to the interview. Write a good script, learn your lines and rehearse them. Make your appearance count. At the job interview, it’s important to leave a strong, lasting impression. Whatever happens, keep a positive outlook on interview day. You’ll look and sound like a winner. Here’s how you can prepare for a job intervie”

Real Estate

MDP presents How to Break Free from Your Escrow Account posted at My Dollar Plan.

Saving Money

Suzane Smith presents The 10 Most Obscure Tax Deductions You Should be Using this Year posted at Executive MBA Programs.

BWL presents 10 Cheap/Free Ways to Lose Weight posted at Christian Personal Finance, saying, “These are a few simple ways to save money while getting in shape this year…”

Mr Credit Card presents Best Business Credit Cards Recommendations for 2009 posted at Ask Mr Credit Card.

Sun presents Indulge Your Resolutions without Breaking the Bank posted at The Sun’s Financial Diary.

That concludes this edition. Submit your blog article to the next edition of personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: personal finance, blog carnival.

Welcome to the January 12, 2010 edition of personal finance.

Debt

blog.brooklynposh.com presents the brooklyn posh blog: Search Results for “credit issues” posted at the brooklyn posh blog, saying, “Keep your head above the sand, before you dive deep!”

Alex presents Should I Use a Credit Card to Build Up Points for Rewards? | MoneyStance.com posted at MoneyStance – Money Making Opportunity Reviews, saying, “Alex’s get out of debt blog addresses a tough question, do you keep spending on credit cards because of the rewards program or is that too dangerous? See his progress on paying down a half a million dollars in debt and discuss this difficult question.”

Vince Fascio presents How To Prevent Default on Student Loans | Repayment of Student Loan posted at Rapid Loans,Cash Loans Online.

Financial Planning

Little House presents Incredible Credit Scores! posted at Little House in the Valley, saying, “This particular post shows how I raised my credit score by close to 200 points this past year. It may inspire others!”

Matt Mason presents How To Achieve Your Top New Years Resolution posted at FYMO Personal Finance Blog.

Surbhi Bhatia presents Mutual Funds And Beyond posted at The Viewspaper » The Viewspaper.

nissim ziv presents How to Change Your Career Goals posted at Job Interview Guide, saying, “Try to remember back when you started your career. Maybe you were a young technology graduate and jobs in IT were plentiful. Did you even have several job offers? It was an exciting time and you were probably a bit nervous too. A career in the real world meant money and acknowledgement of your educational achievements.”

Lovelymary presents 100 Inspiring Personal Finance Posts for the New Year posted at Accounting Degree.com.

Stacey Mvenshnup presents 45 of the Weirdest College Scholarships posted at ZenCollegeLife.

Brenda D. Chapman presents 50 Sites To Help You Remodel Your Home posted at Construction Management Schools.

Evolution Of Wealth presents Financial Strength of Insurance Companies posted at Evolution of Wealth, saying, “In a pile of misinformation, financial strength of an insurance company has to be included. The reason here is that most people don’t understand nor are they ever properly explained how to accurately measure the financial strength of these companies. Most of the time the average consumer isn’t given all of the information so hopefully this will help you with your value decisions.”

David de Souza presents Make Checking Your Tax Code Your New Year’s Resolution posted at UK Tax Blog, saying, “A profitable New Year resolution should be to check your tax code and get it corrected before the end of the tax year.”

David presents » The Best Credit Card For a Large Purchase posted at Credit Card Offers IQ.

Kaitlyn cole presents Econ 102: Money Tips for the Rest of Us (Infographics) posted at Online Colleges.org.

MDP presents Ignoring Finances When Young is a Risky Game posted at My Dollar Plan.

Investing

Arthur Pledger presents Welcome to Wall Street posted at World Domination with Arthur Pledger.

Jeff Williamson presents Beginners Guide To Investing Online posted at Investing Online for Beginners.

Aussie Investor presents 2010 Share Market Floats – What Can Investors Look Forward To? posted at Australian Investing, saying, “Like 2008, 2009 was not a great year for Initial Public Offerings in Australia. The market for new issues had practically closed down in the first half of the year and even in the second half, there were only a handful of new share floats of any size. So what will 2010 have to offer for stock market investors? This post discusses some of the likely share market floats which investors can look forward to in 2010.”

Making Money

Editorial presents What makes them rich can make you too. Discover it now. posted at Your Best Library, saying, “What is it that makes people poor, middle-class or rich? How can you learn it to apply in your own life too?”

Braudis Lee Pegram presents 2010 For New York Entrepreneurs! posted at The koH Resources Blog.

Real Estate

Madeleine Begun Kane presents Hapless Home Buyer?s Guide posted at Mad Kane’s Humor Blog.

Patrick @ Military Money presents VA Loans: Uses and Benefits posted at Military Finance Network, saying, “The VA Loan is a great benefit available to most US military veterans. Find out some of the uses and benefits available.”

Saving Money

Heidi presents Skip Cable and go with Blockbuster! posted at Little People Wealth, saying, “Do you need cable? Here is an alternative that is cheaper, but will still provide you with entertainment.”

Credit Shout presents Best Gas Credit Cards posted at CreditShout.

BankShout presents Capital One Rewards Review posted at BankShout.

Tom Tessin presents How to Save Money Everyday posted at FSC Blog, saying, “Tips you can use in order to save money everyday.”

Amanda L. Grossman presents Environmentalists Have it All Wrong…in the Way They Market to People posted at Frugal Confessions, saying, “Environmentalists have it all wrong in the way tha they market to people. Instead of spending money on commercials with sad polar bears jumping off of the last ice berg they are likely to find, they should focus their efforts on the cost savings of being environmentally friendly. People will respond to savings in their wallet.”

Mary Jones presents 97 Ways to Save Money in College posted at MRI Technician Schools.

Evolution Of Wealth presents Cash Is Clementines!?! posted at Evolution of Wealth, saying, “For the average person that has a problem with debt cash makes sense. For the rest of use, cash will only slow us down. Cash is not king. Focus instead on the power of LUC (liquidity, use and control).”

Wenchypoo presents D-I-Y Economic Reform–Starving the Evil Piggies posted at Wisdom From Wenchypoo’s Mental Wastebasket.

Miscellaneous Personal Finance Posts

John Laugherton presents Definitive Guide To Water ETFs posted at ETFdb.

Jennifer Meyer presents Definitive Guide To Palladium ETF Investing: Palladium ETFs 101 posted at ETFdb.

Frederick Yarmy presents The Ultimate Guide To PPLT (Platinum ETF) posted at ETFdb.

MatthewPaulson presents Horizon Bank of Washington is First Bank Faulure of 2010 posted at American Banking News.

Joel Ohman presents Usury & Interest Guide: Usury Definition, Usury Rates, and is Your Credit Card Usurious? posted at Credit Card Chaser.

That concludes this edition. Submit your blog article to the next edition of personal finance using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

Technorati tags: personal finance, blog carnival.